110. 6 Things That Can Delay Your Home Sale in Massachusetts

Don't Let These Factor Delay You When Selling Your Massachusetts House

The old saying is “Don’t count your chickens before they hatch”. Good advice right?Be careful if you are imagining yourself walking away from the closing table with a bundle of cash in your hands. If you’ve listed your home – you have no guarantee of your home selling until the very end of the process. Unfortunately, once you’ve found a buyer and agreed on a purchase price, there is still no guarantee of smooth sailing to the closing table. There are a variety of reasons closings can be delayed. By being forewarned, you can be forearmed for these 6 things that can delay your home sale in Greater Lowell.

Know Your Buyer’s Credit Rating

While your buyers may have been preapproved for the loan by their lender, sadly circumstances can change after the process of approving the mortgage actually begins. This can delay your home sale in Lowell,Massachusetts. Buyers may have a change on their credit report which suddenly makes their qualifying status change as well. One issue may be that they have increased their debt to income ratio, by taking on more credit. 


Every legitimate house buyer will want to evaluate the condition of everything on, in and around your property. Most hire a professional property inspector to create a report for them. Unexpected issues found during the inspection of your Lowell home for sale will most definitely cause delays in closing. You may want to consider hiring your own inspector. By facing any undiscovered issues head-on, you can deal with them in the best way for your set of circumstances. You can perform any repairs that show up or you can be prepared ahead of negotiations with your buyer by understanding the value each issue may have to the buyer. If you wait for the buyer to do the inspection, know that they most likely who want to deduct the cosy of repairs from the purchase price. 

What Will Your House Appraise For?

Appraisal are required for virtually all houses that are purchased by someone who gets a loan from a bank or credit union. Appraisers let the buyer’s bank know that the amount they loan on the new mortgage note is secured by the real property. So beware—a low appraisal can cause a denial of the loan. Should the appraisal come back with repairs required before the closing can take place, this is another thing that can cause a delay in your home sale in Lowell or anywhere else in Massachusetts. 

Do You Have a “Clear” Title?

Any issue that appears during a title search can delay your home sale in Lowell. One common problem is with proving you possess a clear title because of liens placed by contractors. It could also be as simple as an error in the public records. Missing heirs can also cause issues should they suddenly come forward. Regrettably, forgeries can create an unclear chain of ownership which can be difficult to resolve. Another issue could arise during the survey process, other surveys than your own could show differing property lines. It’s best to clear any issue prior to listing. For properties in Greater Lowell, and Northern Middlesex County, the title and related documents can be researched online here.

Open Permits

Open building permits on your property, even if the work was finished long ago, can delay your home sale in Lowell, Massachusetts. You can simply walk into your county records department and find out ahead of listing your home about any open permits. Remember that patience is a virtue, and you’ll have plenty of chances to practice, due to the red tape you’ll likely encounter in updating your records, this process can take some time.

Meet All The Deadlines

When you are closing on a real estate transaction, there are deadlines for documents to be submitted that simply cannot be missed. Many of these forms are required legally by either federal or state guidelines, so it’s best to become familiar with these forms and when each is needed, as well as where they should be directed. Should a target date be missed, this can delay your home sale in Massachusetts. This is a huge responsibility so you’ll want to be certain you stay on top of all the timeline requirements for the paperwork and be sure to beat the clock.

Why wait at all? Don’t you want to avoid making simple mistakes that can delay your home sale in Massachusetts? Make it easy on yourself and sell to Summit Buys Houses instead! Send us a message or call (978) 254-3800 today to find out how we can help you!

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